TRAVEL INSURANCE DISCLOSURE & WAIVER

Last Updated: January 2026

1. Recommendation of Travel Insurance

Gombey Global LLC (“Gombey Global”) strongly recommends that all clients purchase comprehensive travel insurance to protect against unforeseen events, including but not limited to trip cancellation, interruption, medical emergencies, evacuation, supplier insolvency, and delays.

2. No Insurance Provider Role

Gombey Global does not act as an insurance provider or underwriter. Any insurance policy is issued by a third-party insurer, and all coverage terms, conditions, exclusions, and claims are governed solely by that insurer.

3. Client Responsibility

It is the client’s responsibility to:

  • Review policy details carefully

  • Determine whether coverage is adequate

  • Purchase insurance within required timeframes

Failure to purchase insurance may result in significant financial loss.

4. Declination of Insurance

If a client elects to decline travel insurance, the client assumes all financial risk for losses arising from cancellations, delays, medical events, or other disruptions.

5. Limitation of Liability

Gombey Global is not responsible for losses that could have been mitigated by travel insurance, regardless of cause.

6. Acknowledgment

By engaging Gombey Global’s services, clients acknowledge that travel insurance has been recommended and that they accept full responsibility for any decision to decline coverage.